A Home Short Sale Is...

A home owner short sale is...

a form of home pre-foreclosure sale in which the mortgagee (Bank, Lender, or Finance Company) agrees to accept less than the home (short) loan amount is to avoid foreclosure.

The good news is that the home lender normally pays for the home owner closing costs, commissions, title fees, and repair costs if this repair cost is negotiated by whoever you choose to short your home.

The home owner seller gets the home sold, the home loan is satisfied, and the home owner avoids foreclosure...

BUT if the lender does not forgive the difference between the amount owed and the short amount your home sold for, YOU, the home owner, must pay the difference or the created debt will go on your credit report as a negative, bad credit entry the following year, sometimes without your knowledge, for 7 years of bad credit after the home is sold.

A property is a candidate for a short sale when all liens, plus costs of sale, exceed the market value.

Home owner liens include mortgage liens, mechanics liens, tax liens, unpaid judgments, and unpaid HOA fees.

Speaking of home owner mortgage debt forgiveness, Home Owner FAQ - A Home Short Sale Is...,  can answer most questions you may have about your home short sale and reprecussions of dealing with so called home short sale agents that haven't a clue that you can still face foreclosure on the difference between the actual home short sale price sold for and the amount you owed to the lender.

 Before considering a home short sale, you should...

Contact your home mortgage lender and don't avoid them just because you may be facing financial difficulties.

If you are unable to make your mortgage payments for a month or two, contact your lender as soon as possible and explain your situation. Ask the lender for options.

If all else fails, ask for help from your family and friends.

If you were in a position to assist a family member or friend who was facing a similar situation, how would you feel if they didn't ask you for help?

If you expect your financial situation to improve, within a month or two, ask your lender to work with you through this temporary set back.

Lastly, if you can come up with enough cash to bring mortgage payments up to date, the lender will probably agree to hold off on foreclosure proceedings. This is commonly called a "work out agreement between the home owner and the bank."

Day Global Realty Home Short Sale Solutions: Relieving Home Owners the embarassment and credit destroyed by a foreclosure.

"Our property at 406 Apple Drive in Crestview, FL was sold by David Young as a short sale on 2 March 2009. David had it listed for less than 60 days before we received an offer that later fell through. David asked us if we were willing to try Day Global Realty Solutions's method of selling a short sale.

We agreed after talking to my husband Mat who was in Iraq. Within 30 days of using David to short sale with a different method, we closed the deal and, believe me, we just had a load taken off our backs. David said that he could help other realtors sell short sales while keeping their client and getting 100% of their commission without the headaches and hassles of trying to deal with the bank's loss mitigation department. Believe me, it works." Mathew & Trina Stewart, Ft Walton Beach, Florida

Now you can put Day Global Realty Home Short Sale Solutions to work for you, the home owner! We work with realtors if listed, if the realtor will work with us; otherwise, you must fire your realtor if you want us to purchase your house.

4  There are no fees or costs of any kind to the Seller.

4   WE BUY YOUR House. 

CALL  Day Global Realty Solutions TODAY!
(850) 826-1662

David Young @

Day Global Realty Solutions -

We deal with Bank Short Sale Loss Mitigation Department

650 W. James lee Blvd, Suite 6

Crestview, Florida 32536

(850) 826-1662

FAX 850-634-0600 Day Global Realty Home Short Sale Solutions Info Sheet